Homeowners Insurance in Columbia, SC

Families and individuals across Columbia, SC and the surrounding Midlands rely on homeowners insurance to help safeguard their houses, belongings, and personal assets. Adams Eaddy & Associates, a member of Correll Insurance Group, is a local independent agency that helps South Carolina homeowners compare policy options from multiple insurance carriers. 

If you are like many homeowners, your house may be one of your largest investments. It is also where your family lives, gathers, and builds many of life's important memories. Homeowners insurance can help you recover from certain losses involving your home, personal belongings, liability risks, fire, theft, storms, vandalism, and other events listed in the policy. 

If you are searching for home insurance in Columbia, SC, Adams Eaddy & Associates can help you begin the quote process. 

Get a Home Insurance Quote

What Does Homeowners Insurance Cover? 

While policies differ depending on each client's situation, most homeowners insurance policies are designed to offer broad protection, covering a wide range of potential loss. The following is commonly covered under a homeowners insurance policy in South Carolina:

  • Dwelling Coverage helps you rebuild or repair the physical structure of your home including the roof, walls, foundation, and attached structures like garages and decks, in the event of a covered loss. 
  • Personal Property Coverage protects your furniture, clothing, electronics, applicance, and other possessions against theft, fire, and other covered losses, both inside your home and even when you're not there. 
  • Liability Insurance helps cover damages from negligence or accidents that occur on your property. If you injure someone or you accidentally damage someone else's property, liability coverage can help protect you from expenses such as medical bills and legal fees. 
  • Loss of Use: If your home becomes unlivable due to a covered event, this type of coverage helps pay for temporary living expenses such as hotel stays, meals, and other related costs while your home is being repaired or rebuilt. 

Standard home insurance policies do NOT cover the risks of flood and earthquake. If you think you may need earthquake or flood insurance, ask your agent to prepare a quote for these risks. 

Get a Home Insurance Quote

Whether you own a home in downtown Columbia, Forest Acres, Irmo, Lexington, Cayce, West Columbia, Blythewood, Lake Murray, or another Midlands community, Adams Eaddy & Associates can help you review your home insurance options. We also offer coverage for condominiums, second homes, and vacation homes. Ask us for a free homeowners insurance or vacation home insurance quote today. 

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James Galante has been taking care of our commercial insurance and worker’s compensation needs since we started our business. He always returns my calls in a timely fashion and lets me know if there are better options to consider for our needs! Trustworthy and friendly for sure.

Local Agent. National Support.

Correll Insurance Group offers the best of both worlds—you get to use a local, independent agent who lives in your town and knows you personally, but this agent is backed by a strong, national firm that’s been serving the Carolinas for nearly 95 years. So you don’t have to choose between having a personal relationship with your agent and knowing your insurance has enough resources. You’ll get both with Correll.

CORRELL INSURANCE GROUP >>

Correll Insurance Group
Trusted Choice

2230 Devine St Columbia, SC 29205 |
(803) 254-9404

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Adams Eaddy & Associates is a member of Correll Insurance Group and works to bring you coverage that meets your needs. Visit our corporate site to learn more.

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